K&H web Electra login

A chip card with a USB plug, which allows you to log in to the Electra. Your USB token is a secure two-factor authentication tool relying on PKI (public key infrastructure) standards and authentication and identification procedures based on PKI encryption methods.

You will need to have system administrator rights on your computer to install a token. The operating system will determine the software you need to install it. Our guidelines will help you find the required program, and we will lead you through the installation process step-by-step. Click here!

For your security, the token certificate expires every four years.

Until the expiry date, the device will work normally. The token then cannot be used to log in or to sign a transaction until the certificate is renewed.

• we process the data of K&H Electra in one of Europe’s most modern and safest data center

• we build our security system based on continuously monitored probable penetrations and the attacks aiming the network

• we work closely with members of KBC Bank and other banks’ IT security departments, so we receive information about emerging cyber threats at first hand. Thereby, we can track and intervene to threats that are just spreading.

• we are prepared for an occasional network outage with regularly tested recovery plan and switching option

• we have introduced authentication devices with the highest security standards

• we automatically log you out from web Electra if you were inactive for 5 minutes, so the connection won’t be active to avoid any cyber fraud by a 3rd party

• we require to use an authentication device – either token or ViCA- both for logging in and signing transactions

• we make sure of the safety of our developments before the release with examinations, searching for vulnerabilities

• we never ask you to log in to Electra through a link sent in an e-mail

• we never ask you to e-mail us your PIN code or token password

• we never send e-mail stating that we immediately close your account, unless you give your personal identification information

• we never call you and ask to send money to a given account

Please tell us at our Customer Service if you experience any of these events above. The more feedbacks we receive and more details we know, the more effectively we can react for the given problem and protect the most important: our clients’ interests and values. 

• protect your computer’s safety with up to date antivirus software and firewall. Install the security updates of your operation system regularly.

• download applications only from the official app store to your mobile devices.

• install operating systems to your computer only from trusted sources.

• define strong passwords for your authentication device. Safe passwords contain uppercase and lowercase letters, numbers, and special characters.

• never store the password next to the given device

• don’t use the same password in different systems

• be cautious with opening links and attachments from e-mails. Especially e-mails from unknown senders can contain harmful attachments.

• log out from Electra system if you do not use it

• other users should not use your computer for logging in and signing transactions         

• do not log in to the Electra Internet Banking system from public or un-encrypted WiFi networks.

• never modify payment orders based on information received in e-mail or text. Always contact with the beneficiary of the order regarding any change in the account number and request confirmation of the modification.

Do not click on the link or open the attachment. Forward the e-mail to informationsecurity@kh.hu, in order to get informed about these event and take the necessary steps.

If you have experienced fraud or a cyber security attack, please call K&H Corporate Customer Service at +36 1 468 7777 to immediately disable your authentication device.