account management
[K&H minimum plus account package]

The relevant fees of other transaction types are contained in the Announcement to be found in the Documents tag. Our colleagues are also happy to inform you.

We recommend it to you if:

• it is important for you to be able to freely choose where and through which channel you do your banking: 
  • there are close to 210 K&H branches and 450 cash machines (ATMs) available for you nation-wide
  • via the Internet in K&H e-bank or your smartphone in K&H mobilbank
  • by phone through K&H TeleCenter, on each day of the week, 7–22
• your income is paid to your bank account, and it does not exceed HUF 150,000
• your monthly transactions on the account meet the following criteria: 
  • maximum 2 domestic cash withdrawals from a cash machine (ATM) 
  • maximum 2 domestic payments in HUF via K&H e-bank or K&H mobilbank
  • maximum 2 direct debit transactions

special services offered by the K&H minimum plus account package:

• 1 embossed debit card (except: K&H MasterCard Gold) with a card fee of HUF 0 in the first year
• free unlimited debit card purchases both in Hungary and abroad
• for the first two cash withdrawals each month from a K&H ATM in Hungary, only the transaction fee is charged
• for the first two domestic payments in HUF executed via K&H e-bank or K&H mobilbank, only the transaction fee is charged
• for the first two direct debit transactions each month, only the transaction fee is charged
• K&H e-banking service, monthly fee: HUF 0
• K&H mobilinfo service, monthly fee: HUF 0

• The conditions for fee reimbursements are reviewed each month, and the account management fees are reimbursed only if the required conditions are met.
• If your account package includes additional life insurance, the premium will be deducted from the bank account as part of the monthly account management fee; however, the monthly life insurance premium will not be reimbursed even if the conditions pertaining to the reimbursement of account management fees are met.
• If your banking habits change, you can switch to a more suitable account package at any time.

The total amount of incoming domestic HUF payments under any title received at your account each month in no more than 3 separate transactions must reach or exceed the prevailing minimum wage.

You as account holder must have savings worth at least HUF 500,000 with our bank on the last banking day of the month preceding the month in question. The savings portfolio is the total balance in HUF of the savings held by the account holder in HUF and foreign currency on deposit accounts and other bank accounts with the bank, plus the amounts invested in K&H investment funds and K&H endowment life insurance policies. The HUF equivalent of foreign currency balances is calculated using the MNB exchange rates in force on the last banking day of the calendar month preceding the month in question. When calculating the sum invested into K&H investment funds, K&H investment units are taken into account at cost price. Savings made by a joint account holder will not be taken into account.