K&H premium account and service package

• those with above-average income and / or substantial savings

• those seeking a dependable financial partner for the long term

• those seeking to increase the value of their savings

• those seeking bespoke financial solutions

• those to whom special attention and priority service are important

• those whose savings exceed 8 million forints

• those who have min. 800 000 HUF incoming transfer*

* Each month, domestic HUF transfers totalling at least the amount stipulated herein are received under any title and in maximum three instalments into the K&H Retail Bank Account linked to the K&H premium account package.

what are the conditions for qualifying for a K&H Premium Account & Service Package Agreement?

You can qualify for a K&H Premium Account and Services Plan if you are a natural person over 18 years of age, ready to sign a contract for a K&H Premium Account & Services Package and, as the main Account Holder:

• you have savings in excess of HUF 8 million or
• your account is credited with at least HUF 800,000 per month or
• you are 30 years old or younger and you have a parent or grandparent who is a K&H

PremiumBanking Customer, ready to give you a recommendation by filling in a K&H Premium Recommendation Card for you.

* The prevailing annual discount will apply to all retail debit cards available with the account package as per the effective Announcement concerning K&H debit cards available to natural persons.

** The prevailing annual discount will apply to all retail credit cards available with the credit card account as per the effective Announcement concerning K&H credit cards available to natural persons.

*** The amount that can be withdrawn free of charge by card holders who have signed the Free Cash Withdrawal Form must be withdrawn in a maximum of two transactions

If you sign a contract with us for a K&H Premium Account & Services Package, you will enjoy a grace period starting from that date and ending with the last day of the same month.
The review period starts on the first banking day of the month, and it lasts until the last day of the month (or, if that day falls on a bank holiday, until the previous banking day). The next review period begins on the next banking day.
We waive our service fee for the grace period. After the grace period, K&H will check if you qualify for the Service and any Special Discounts (i.e. meet the relevant criteria) in every review period.

premium service entry criteria checking – example

Premium contract is signed on 20 May, so grace period ends on 31 May.
review period: 1 – 30 June

If we find that you do not qualify for the Service and the Special Discounts in any review period, we will charge the monthly account service fee to your account.

Eligibility criteria

In the case of Premium Account & Service Package Agreements concluded after 1 November 2024:

• Assets Under Management totalling at least 8 million HUF with the Bank;

OR

• at least 800,000 HUF incoming transfer credited to the account.

how can I get a refund on the monthly fee?

If you meet the following criteria in any one month, you will qualify for a refund of either 50 per cent or a full 100 per cent of the account service fee for your K&H Premium Account & Services Package Agreement