K&H retail foreign currency account
for those who need basic service in foreign currency
- if most of your account turnover is in foreign currency
- choose from 4 different currencies, such as: EUR, USD
- take care of your daily banking in hundreds of K&H Bank branches and online
details
|
services typically used and their fees specified in the Announcement for the K&H retail foreign currency account (standardised deposit interest rate: 0.01%) |
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|---|---|
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monthly account management fee |
EUR 1,54 |
|
annual fee for the debit card service [K&H Mastercard debit card] |
HUF 9,058 |
|
monthly fee for text messages (K&H mobilinfo) |
HUF 522 |
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per-message fee for text messages (K&H mobilinfo) |
HUF 53/text message |
|
purchase with bank card in Hungary and abroad |
free of charge |
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transfers |
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|---|---|
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inter-bank foreign currency transfer order to EU countries, submitted through the e-bank or mobilbank if the IBAN account number and the BIC (SWIFT) code are provided (with ‘SHA’ or ‘BEN’ code for transfer charges) |
0.15%, min. EUR 6,53, max. EUR 485,66 |
|
cash withdrawal |
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|---|---|
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in a K&H Bank branch without bank card |
1.74%, min. HUF 1 710 |
The K&H retail foreign currency account is insured by the National Deposit Insurance Fund.
who is it recommended for?
This account type is for you if:
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most of your account turnover is in foreign currency, and you do not want to convert your money to forint and back to foreign currency
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you want to have a bank account in any of the following 4 currencies: EUR, USD, CHF, GBP
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you want to keep your small amount of savings in a foreign currency in safety
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you want to have full access to your bank account nationwide through our hundreds of bank branches and ATMs, online (through K&H e-bank) or on your smartphone (through K&H mobilbank)
what should I do if I want to open a K&H retail foreign currency bank account?
- visit the nearest K&H branch during opening hours
what should I do if I already have a bank account with K&H Bank and I want to switch to a K&H retail foreign currency bank account or want to open a K&H retail foreign currency bank account in addition to my existing bank account?
- visit the nearest K&H branch during opening hours
what should I do if I do not want to stand in line in the branch?
- Make an appointment at the branch of your choice. Call the K&H TeleCenter or request a call-back on the K&H website to set an appointment
what documents should I bring with me to open the bank account?
- make sure to bring your personal identification documents with you. The table below summarises the documents accepted by K&H Bank.
|
residents |
ID card personal identification card + address card temporary personal identification card + address card Passport + address card, or a public document issued by the competent foreign authority for Hungarian citizens steadily working or staying abroad driver’s licence card (issued after 1 January 2001) + address card |
|
non-residents |
travel documents + additional document verifying address or a document issued by the Hungarian authority travel documents + residence card, or temporary residence card, or immigration or settlement permit + additional document verifying address, or a document issued by the Hungarian authority, or a document verifying address and issued by the relevant authority (Office of Immigration and Nationality, Office of Government-Issued Documents) personal identification card + address card (issued by the Hungarian authority) |
We draw your attention to the consumer protection website of Financial Navigator Advisory of the National Bank of Hungary where you can find useful product descriptions and various applications for comparison (loan calculator, budget calculator for households).