The K&H premium family service is available between 18 and 30 years of age if the parent or grandparent of the client has an active K&H premium account and service package agreement. You may also enjoy the benefits of the K&H premium banking services when you are above 30 years of age, if you fulfil at least of the premium services criteria. The preferential premium conditions granted on grounds of family relations no longer apply when the parent or grandparent terminated the K&H premium account or service package for any reason. In the event of a premium client’s death, the child or grandchild is entitled to use the K&H premium family service for one more year from the date of death. In case the child or grandchild reaches 30 years of age within this period of time, the eligibility for K&H premium family service will only expire when the additional year indicated above ends. The Bank may check the existence of the family relationship at any time. Further details on the terms and conditions of the K&H premium family service are provided in the current premium announcement.